Savings.Club is the United States implementation of the global purchasing-consortium model: known as consórcio in Brazil, consorcio across Latin America, Bausparkasse in Germany, tanda in Mexico, chit fund in India, and 會 (hui) in the Chinese diaspora. Academically classified as a Rotating Savings and Credit Association (ROSCA). A flat-fee alternative to bank loans for vehicles, commercial real estate, robots, aircraft, and equipment.

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Personal Robotics

Your robot. Your home. Your terms.

Personal robots: self-driving cars, home assistants, elder care. Flat fee, flat fee, all credit profiles accepted. Start building equity toward your first personal robot.

Personal robot assistant
$0
Down payment
100%
Equity from day one
2027
First consumer robots expected

Imagine never doing laundry again.

The average American spends 15 hours per week on household chores. That's 780 hours per year. Add a 54-minute daily commute, and you're losing a month of your life every year to tasks a robot can handle.

0 hrs/wk
Household Chores
Average weekly time on chores
0 hrs/yr
Hours Per Year
Time you could reclaim
0 min
Daily Commute
Average one-way commute time

Sources: Bureau of Labor Statistics 2024, U.S. Census Bureau 2023

Interactive

What would you delegate to a robot?

Select the tasks you'd hand off. See how much time you'd reclaim.

Hours / Week
0.0
Hours / Year
0
Days Reclaimed
0

What a personal robot can do.

The first generation of consumer robots is entering production. Here's what you'll be able to own.

Self-Driving Car

Your own autonomous vehicle. Commute, errands, road trips. without ever touching the wheel.

$25K–$50K

Home Robot

Cleaning, laundry, dishes, organizing. A humanoid robot that handles the work you never want to do again.

$20K–$50K

Elderly Care

Companionship, medication reminders, mobility assistance, emergency detection. Peace of mind for your family.

$20K–$40K

Personal Delivery

Groceries, packages, prescriptions. Your own delivery bot that runs errands on demand.

$15K–$30K

How to own a personal robot.

1

Choose Your Target

Self-driving car, home robot, elder care, or delivery bot. Pick the price range that fits your budget.

2

Contribute Monthly

Your monthly contributions build your Savings Score. Every payment strengthens your position in the club.

3

Get Your Voucher

When your Savings Score reaches the top, you receive your purchasing voucher. No bank approval needed.

4

Buy From Any Manufacturer

Use your voucher to purchase from any manufacturer that sells to consumers. Tesla, Figure AI, and more.

Why not just save on your own?

Saving Alone

No structure. Easy to dip into savings.
No purchasing power until you save the full amount.
No trust protection. Money sits in your bank account.
No community. No accountability.
When robots ship, you're still saving.
Bank financing will charge high rates on new asset class.

Savings Club

Structured monthly contributions. Automatic discipline.
Purchasing power before you save the full amount.
Irrevocable trust. FDIC-insured. Independent trustee.
Community of members building toward the same goal.
When robots ship, you're first in line.
Flat fee. Flat fee instead of compound interest. Total cost known from day one.

Your equity grows faster. Their payments go to interest.

$542/mo
Savings.Club vs. $570/mo traditional (plus $2,500 down)
$4,218
Total savings over the life of the obligation
30%
SC members reach positive equity at 30% of term vs. 60% traditional

Based on a $25,000 humanoid robot. Traditional: 10% down ($2,500) at 14% APR / 60mo. SC: monthly dues only, flat fee.

Life happens. You're covered.

During the savings phase, before your voucher is awarded.

Half-Payments

Switch to half-payments if your budget needs to flex. Your Savings Score adjusts, but you stay in the club.

Freeze

Pause contributions entirely. Your membership stays active. Resume when you're ready. No additional fees.

Transfer / Convert

Transfer your membership to someone else, convert to a different asset type, or exit. Your money is in trust.

Security

Your funds are held in trust.

Irrevocable Trust

Every contribution goes into a legally separate, irrevocable trust. Savings.Club cannot access it.

Independent Trustee

Jackson Hole Trust Company, a licensed fiduciary with a legal obligation to protect your money.

FDIC-Insured

The trust's bank account is held at US Bank, which is FDIC-insured.

Member Governing Board

An independent board of members audits and ensures compliance.

Side by Side

Bank Loan vs. Personal Robot Savings Club

Example: $25,000 humanoid robot, 60-month term

Bank Loan
Savings Club
Interest / Fee
8.5% APR (est.) accruing daily
Flat fee (one-time, never accrues)
Monthly Payment
~$570+
$542/mo (flat)
Credit Check Required
Yes (hard inquiry, can be denied)
No
Down Payment
10–20% typical ($2,500–$5,000)
$0
Cash Upfront Needed
$2,500–$5,000+
$0
Equity Growth
Slow (interest-first amortization)
Fast (principal-first, flat fee)
Flexibility if Budget Tightens
Default risk
Freeze, half-pay, or transfer (savings phase)
Funds Protected by Trust
No
Yes (FDIC-insured)

Frequently asked questions.

Start building toward your first personal robot.

Self-driving cars, home assistants, elder care robots. Flat fee, no compound interest, all credit profiles accepted.

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