ITIN works.
Members with an Individual Taxpayer Identification Number can join. Required for tax-reporting; not used for credit decisions.
ITIN-friendly · Open to U.S. residents without an SSN
No SSN required. Buy with an ITIN.
Savings.Club is open to U.S. residents who file taxes with an ITIN. Standard KYC identity verification still applies; a credit score is not required, and immigration status is not part of voucher eligibility.
See My Buying PowerKYC, not status check.
Standard identity verification (driver's license, passport, consular ID). We do not run immigration-status checks.
No credit pull.
No credit score, no credit history, no credit-bureau reporting. Same as every Savings.Club member.
Same access to vouchers.
ITIN members have the same voucher-selection cadence and same Savings Score factors as SSN-holding members.
Common questions.
Can I join with an ITIN instead of an SSN?
Yes. Members with an ITIN (Individual Taxpayer Identification Number) can join Savings.Club. The ITIN is used for tax-reporting purposes; it does not affect eligibility for vouchers.
What about a passport, consular ID, or driver's license?
A government-issued photo ID is required for identity verification (KYC). Acceptable forms include U.S. driver's license, state ID, U.S. passport, foreign passport, or matrícula consular. The exact list is reviewed at enrollment.
Do you check my immigration status?
Savings.Club does not run immigration-status checks. We verify identity (KYC) as required by U.S. anti-money-laundering law and we collect tax-reporting information (SSN or ITIN). Your immigration status is not part of voucher eligibility.
Can I use the voucher at any dealer or seller?
Yes. Once your voucher is awarded, you can redeem it with any licensed dealer, broker, or private seller in the United States — same as any other member.
Is this related to ID theft prevention or fraud?
Savings.Club follows U.S. anti-money-laundering and KYC rules. We collect what we need to comply with those rules; we do not collect more.
Ready to enroll?
Talk to a Savings Expert who can walk you through ITIN enrollment in English, Portuguese, or Spanish.