Any major capital equipment.
MRI, CT, ultrasound, dental chairs, surgical, lab analyzers, ophthalmic, rehab. By value bracket.
For medical, dental, and clinical practices
Equip the practice. Without medical-equipment financing.
Imaging suites, dental chairs, lab analyzers, surgical instruments, ophthalmic equipment. The equipment you need to grow the practice should not require a 7-year medical-equipment loan with covenants. A savings club replaces it.
See My Buying PowerNo down payment.
Monthly contributions only. Preserve practice working capital.
Flat fee.
No 7-year compound-interest tail. Total cost set on enrollment.
Run multiple clubs.
Build out the entire suite in parallel — no portfolio cap on simultaneous clubs.
No DSCR covenants.
Practice operating cash flow is unencumbered by equipment-loan covenants.
Defined finish line.
Finite club term. No 7-year amortization clock running on imaging equipment.
Common questions.
What kind of medical equipment qualifies?
Most major capital medical equipment qualifies — imaging (MRI, CT, ultrasound), dental chairs, ophthalmic equipment, surgical instruments, lab analyzers, and rehab/PT equipment. Eligibility is by value bracket, not specific manufacturer.
How does this compare to traditional medical-equipment financing?
Medical-equipment loans typically run 7-12% APR over 5-7 year terms with 10-20% down. They also frequently include lender-required service contracts and equipment-replacement clauses. A savings club has none of those: flat fee, no down payment, you own outright on day one of voucher use.
Can a practice or LLC be the member?
Yes. The practice entity (LLC, S-corp, professional corporation) can be the member of record. Standard KYC applies for the entity and beneficial owners.
What about leased equipment vs. purchased?
Vouchers redeem for outright purchase. The savings-club model is structurally different from a lease — there is no lender, no residual value, and no end-of-lease decision. The equipment is yours.
Can I run multiple savings clubs for a multi-equipment build-out?
Yes. Many clinics open multiple clubs in parallel for a build-out — one per piece of capital equipment. There is no portfolio cap.
Talk to a Savings Expert about your build-out.
Bring your equipment list and timeline. We will model the multi-club configuration that fits your practice.